{
  "site": "dubai",
  "slug": "marwan-hachem-yap",
  "versions": [
    {
      "record": {
        "v": 1,
        "publication": "Dubai of Tomorrow",
        "domain": "dubaioftomorrow.com",
        "slug": "marwan-hachem-yap",
        "url": "https://dubaioftomorrow.com/founder/marwan-hachem-yap/",
        "cardNo": 42,
        "series": "2026",
        "title": "Marwan Hachem (YAP)",
        "date": "2026-07-10",
        "category": "Fintech",
        "card": {
          "founder": "Marwan Hachem",
          "company": "YAP",
          "founded": "2021 · Dubai",
          "raised": "$41M, 2022",
          "backers": "Aljazira Capital, Abu Dawood Group, Astra Group, Audacia Capital",
          "strap": "He co-founded YAP with Anas Zaidan as an independent neobank built on partner bank licences, starting with RAKBank in the UAE and extending the model toward Saudi Arabia, Pakistan and Ghana.",
          "moves": [
            "2021 · Launched UAE digital banking platform in partnership with RAKBank",
            "2022 · Raised $41M led by Aljazira Capital to fund expansion into Saudi Arabia, Egypt, Pakistan and Ghana",
            "2024 · Reported to have laid off nearly all Pakistan staff, leaving its Pakistan expansion in doubt"
          ],
          "verified": "2026-07-10"
        },
        "contentSha256": null,
        "prevSha256": null,
        "recordedAt": "2026-07-10T15:20:41.397Z"
      },
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      "materialSha256": "4543fc2e1ba71ba9c9e6456220439c22d67499dd401d7dba23605eedb7e44f4c",
      "otsStatus": "pending",
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