Every change,
on the record.

No new fact. Shortens the strap to one line and cuts the record's four most recent moves to one row each, matching the reference card (ADR 0040). The licences row names the regulators, as the sources do. The backers are unchanged.

Four 2026 developments postdate the card, which stops at the October 2025 secondary: a CBUAE Stored Value Facilities licence (16 April), SAMA consumer finance and SME finance licences (29 June), the Tabby Cash spending account (13 July), and a $233M Series F at $6.5B led by Blue Pool Capital (14 September). raised gains the Series F ($524M to $757M) and Valued moves from $4.5B to $6.5B. The card holds four timeline lines, so the 2019 founding and 2023 Series D lines give way; both stay in founded and raised. Filed by hand from the lead in #203; the Series F surfaced when the classic board searched.

Huspy enters Italy with Integra Finance acquisition and $86 million investment plan.

The card's last move says "Ceased operations after insolvency". The insolvency is well documented: Wamda (October 7, 2021) reports BECO Capital's letter calling the company insolvent with liquidation on the table after a disputed $100 million Saudi tax assessment. But no dated news source reports the actual cessation of operations - every reliable outlet stops at the warning. The move line moves back to what the record can prove. Surfaced by the 2026-08-08 consensus backfill, where all three seats abstained on the cessation claim.

The card says founded "2016 · Dubai" and the first move line says "Co-founded ekar in Dubai". The National's 2019 profile is specific: ekar launched in 2016 in Abu Dhabi under an agreement with Etihad Airways, and entered Dubai in January 2017 in partnership with the RTA. The 2016 year stands; the city does not. Surfaced by the 2026-08-08 consensus backfill, where every seat abstained on the founding claim for lack of evidence.

The card states "$24M total", the arithmetic of the two named rounds ($4M seed + $20M Series A). Both pinned sources state $25M total: TechCrunch reports "Baraka has raised $25 million in total venture capital funding" and Gulf Business reports "With $25m raised so far". The named rounds are correct; the stated total undercounts by $1M of additional venture funding beyond the two named rounds. The seed year is dropped from the raised line: pinned sources confirm the $4M amount but conflict on 2020 vs 2021 for the round, and the moves line already carries the sourced launch-year framing. Surfaced by the 2026-08-08 consensus backfill (FAIL, 2/3 cited-contradiction on the total).