No. 042 · Marwan Hachem

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This record has been revised 2 times. Each version is hash-chained to the one before it and anchored to Bitcoin; the values below are shown exactly as they were recorded at the time, not restated after the fact.

Version 2 2026-07-15 Bitcoin attested

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sha256 765978e3a270f8ad6211f5566bfe721ac3e93ea42f0008725202a8b2e5ba6e67

Version 1 2026-07-10 Bitcoin attested

Minted

  • Founder: Marwan Hachem
  • Company: YAP
  • Founded: 2021 · Dubai
  • Raised: $41M, 2022
  • Backers: Aljazira Capital, Abu Dawood Group, Astra Group, Audacia Capital
  • Strap: He co-founded YAP with Anas Zaidan as an independent neobank built on partner bank licences, starting with RAKBank in the UAE and extending the model toward Saudi Arabia, Pakistan and Ghana.
  • Moves: 2021 · Launched UAE digital banking platform in partnership with RAKBank; 2022 · Raised $41M led by Aljazira Capital to fund expansion into Saudi Arabia, Egypt, Pakistan and Ghana; 2024 · Reported to have laid off nearly all Pakistan staff, leaving its Pakistan expansion in doubt

sha256 7c6d65a75c04a4076f063e001a5d7d0bf37f34413afce917807edb6124737b2b