Marwan Hachem

He co-founded YAP with Anas Zaidan as an independent neobank built on partner bank licences, starting with RAKBank in the UAE and extending the model toward Saudi Arabia, Pakistan and Ghana.

Fintech / YAP

Versions on record

2026

On record since

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Dubai of Tomorrow

Fintech

Marwan Hachem

YAP

He co-founded YAP with Anas Zaidan as an independent neobank built on partner bank licences, starting with RAKBank in the UAE and extending the model toward Saudi Arabia, Pakistan and Ghana.

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Dubai of TomorrowNo. 042

YAP

Founded2021 · Dubai

Raised$41M

BackersAljazira Capital, Abu Dawood Group, Astra Group, Audacia Capital

Compounding moves

2021 · Launched UAE digital banking platform in partnership with RAKBank
2022 · Raised $41M led by Aljazira Capital to fund expansion into Saudi Arabia, Egypt, Pakistan and Ghana
2024 · Reported to have laid off nearly all Pakistan staff, leaving its Pakistan expansion in doubt

Series 2026 · No. 042Fact-checked July 10, 2026 · anchored

Record v2 · 4 sources on record · Last recorded July 15, 2026 · Report an error →

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Company

YAP

Founded

2021 · Dubai

Raised

$41M, 2022

Backers

Aljazira Capital, Abu Dawood Group, Astra Group, Audacia Capital

Sources

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765978e3a270f8ad6211f5566bfe721ac3e93ea42f0008725202a8b2e5ba6e67

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v1 · Minted 2026 · 07 · 10

Entered the record from public filings and credible reporting. sha256 7c6d…7b2b

Anchored to Bitcoin 2026 · 07 · 15

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Last re-anchored July 15, 2026 · Full history →

Shared cap table

Founders on this record who share a backer with this company. Capital that backs one founder here tends to back another.

No. 032 · via Aljazira Capital Abdulla Almoayed No. 034 · via Audacia Capital Vilhelm Hedberg

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