The Record · No. 042
Marwan Hachem
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YAP · Fintech
He co-founded YAP with Anas Zaidan as an independent neobank built on partner bank licences, starting with RAKBank in the UAE and extending the model toward Saudi Arabia, Pakistan and Ghana.
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Marwan
Hachem
Hachem
He co-founded YAP with Anas Zaidan as an independent neobank built on partner bank licences, starting with RAKBank in the UAE and extending the model toward Saudi Arabia, Pakistan and Ghana.
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Dubai of TomorrowNo. 042
YAP
Founded2021 · Dubai
Raised$41M, 2022
Compounding moves
2021 · Launched UAE digital banking platform in partnership with RAKBank
2022 · Raised $41M led by Aljazira Capital to fund expansion into Saudi Arabia, Egypt, Pakistan and Ghana
2024 · Reported to have laid off nearly all Pakistan staff, leaving its Pakistan expansion in doubt
2022 · Raised $41M led by Aljazira Capital to fund expansion into Saudi Arabia, Egypt, Pakistan and Ghana
2024 · Reported to have laid off nearly all Pakistan staff, leaving its Pakistan expansion in doubt
Backed byAljazira Capital, Abu Dawood Group, Astra Group, Audacia Capital
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Verified July 10, 2026. Every version of this record is hashed and timestamped to Bitcoin. Inspect the proof chain.
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